Article 1 (Purpose) The purpose of this Ordinance is to prescribe matters necessary for the management of citizen's safety insurance to stabilize the livelihood of citizens of Seoul who suffer damage from disasters or other various accidents under Article 4 of the Framework Act on the Management of Disasters and Safety.

Article 2 (Definitions) The terms used in this Ordinance are defined as follows:
1. The term "Citizen's Safety Insurance" (hereinafter referred to as the "Insurance") means any insurance contract made and entered into by and between the Seoul Metropolitan Government (hereinafter referred to as the "Seoul Government") and an insurance agency for citizens of Seoul;
2. The term "insurance agency" means any agency which enters into a contract with the Seoul Government with regard to insurance support, referring to an insurance company under the Insurance Business Act or the Korea Local Finance Association under the Korea Local Finance Association Act;
3. The term "disaster" means any natural disaster and social disaster prescribed in Article 3 of the Framework Act on the Management of Disasters and Safety.

Article 3 (Eligibility for Insurance) All citizens registered as residents within the Seoul Government (including registered aliens) shall be covered by the Insurance.

Article 4 (Insurance Contract) (1) The Mayor of the Seoul Metropolitan Government (hereinafter referred to as the "Mayor") may separately determine the scope of coverage and coverage limits by type of disaster, within budgetary limits, when entering into an insurance contract.
(2) The Mayor shall enter into contracts with insurance agencies, pay the insurance premiums to them, and notify matters regarding the insurance contracts, etc. to citizens through the website, etc. of the Seoul Government.

Article 5 (Insurance Claims) (1) An insured who has suffered damage or his or her legal heir may file an insurance claim with an insurance agency within the scope of an insurance contract, by submitting an application and required documents determined by the relevant insurance agency.
(2) Matters regarding the calculation of an insured amount, methods of filing an insurance claim, persons to be paid with such amount, etc. shall be in accordance with the relevant insurance policy and the insurance terms and conditions.

Article 6 (Insurance Payout) (1) The insurance agencies which have received an insurance claim under Article 5 shall, without delay, pay insurance money to an insured who suffered damage or his or her legal heir, where such application conforms to the insurance terms and conditions.
(2) No insurance money shall be paid in any of the following cases:
1. Where a person eligible for insurance money is moved to other local governments before the date a disaster occurs;
2. Where subscription to an insurance policy is restricted under relevant statutes, regulations, or insurance terms and conditions;
3. Where an application for insurance money is filed by fraud or other improper means.

ADDENDUM
This Ordinance shall enter into force on the date of its promulgation.